Banking, Marketing and Technology

The hyperactive open banking market of Latin America: How the region is being APIfied

TechCrunch

OCTOBER 15, 2021

Ximena Aleman is co-founder and chief business development officer at Prometeo , an open banking platform that serves Latin America. In 2019, API usage was more mature in the financial and e-commerce sectors, but it is now venturing into other areas such as marketing and insurance. Ximena Aleman. Contributor. Share on Twitter.

Banking

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Nigerian fintech of the unbanked Bankly raises $2M led by Vault and Flutterwave

TechCrunch

MARCH 24, 2021

In the absence of a banking system nearby or a disregard for one, the unbanked resort to these traditional systems because they work completely offline. The third is the lack of customer data since most don’t have an online banking presence. Slowly , an online banking presence is built for them. Image Credits: Bankly.

Fintech

Fintech Banking Systems Review Technical Review

With open banking on the horizon, the fintech-SME love story is just beginning

TechCrunch

JULY 16, 2021

Long before the pandemic, the way in which banks were regulated was changing. Initiatives like Open Banking and the Revised Payment Services Directive (PSD2) were being proposed as a way to promote competition in the banking industry — allowing smaller challenger firms to break into a market that has long been dominated by corporate titans.

Fintech

Fintech Banking B2B Small Business

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Banks bet on AI to deliver digital efficiencies

CIO

NOVEMBER 18, 2024

In the face of shrinking budgets and rising customer expectations, banks are increasingly relying on AI, according to a recent study by consulting firm Publicis Sapiens. Around 42% percent of banks rely on personalized customer journeys to improve the customer experience.

Banking

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Paystand banks $50M to make B2B payments cashless and with no fees

TechCrunch

JULY 23, 2021

The Scotts Valley, California-based company is using cloud technology and the Ethereum blockchain as the engine for its Paystand Bank Network that enables business-to-business payments with zero fees. On the commercial side, however, one business trying to send $100,000 the same way is not as easy. Paystand wants to change that.

B2B

B2B Banking Fintech Blockchain

This new banking app wants to help with the financial woes of retirement

TechCrunch

MAY 9, 2023

Different demographics often have different banking needs. So it’s no surprise that we have seen a flurry of financial technology startups offering banking services catered to certain populations based on factors such as age and ethnicity. Like many fintechs, Charlie is not a bank — its banking partner is Sutton Bank.

Banking

Banking Fintech Social Insurance

Andreessen Horowitz backs ModernFi’s deposit marketplace for banks

TechCrunch

FEBRUARY 14, 2023

Banks aren’t letting fintechs have all the fun when it comes to using technology, providing an opening for startups to show them what they got. In the same vein as companies like Flourish Fi , Treasury Prime , Savana and Amount offering software for banks, ModernFi is providing a marketplace for banks to exchange deposits on demand.

Banking

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Payments, lending and neobanks rule fintechs in emerging markets, report says

TechCrunch

MAY 6, 2021

Tech investments in emerging markets have been in full swing over the past couple of years and their ecosystems have thrived as a result. Some of these markets like Africa, Latin America, and India, have comprehensive reports by publications and firms on trends and investments in their individual regions. Let’s dive in.

Fintech

Fintech Report Marketing Banking

Solid banks $63M for easier deployment of embedded fintech products

TechCrunch

AUGUST 31, 2022

The San Mateo-based company works with fintech and vertical SaaS companies and offers banking, payments, cards and cryptocurrency products via easy-to-integrate APIs. Arjun Thyagarajan, co-founder and CEO at Solid, told TechCrunch that the company spent the last 18 months working with early customers on product-market fit.

Fintech

Fintech UI/UX Banking Healthcare

Kenyan fintech Pezesha raises $11M backed by Women’s World Banking, Cardano parent IOG

TechCrunch

AUGUST 30, 2022

The fintech’s new growth strategy follows its plan to power its embedded finance offering beyond its current markets, including Uganda and Ghana, to bridge the financing gap affecting millions of micro, small medium-sized enterprises (MSMEs) across these markets. Image Credits: Pezesha.

Fintech

Fintech Banking Blockchain .Net

The hamburger model is a winning go-to-market strategy

TechCrunch

MAY 13, 2021

David is passionate about open-source and infrastructure software and previously worked in the Technology Investment Banking Group at Morgan Stanley. Because the best go-to-market (GTM) strategies for startups are like hamburgers: The bottom bun: Bottom-up GTM. The hamburger go-to-market strategy. Why call it that?

Marketing

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Banking giant Truist acquires fintech startup Long Game in effort to reach younger demographic

TechCrunch

MAY 3, 2022

-based Truist was the 10th largest bank, with $509 billion in assets. It was formed in 2019 as a merger between BB&T and SunTrust banks. Specifically, the San Francisco-based startup wants to drive bank customer engagement using prize-linked savings and casual gaming to motivate smart financial behaviors.

Fintech

Fintech Games Banking Meeting

M-KOPA raises $75M as it clocks 2 million customers across four African markets

TechCrunch

MARCH 1, 2022

A 2019 World Bank report says 85% of Africans live on less than $5.50 The company, which enables underbanked customers in select African markets to access a broad range of products and services without collateral or a guarantor, announced today that it has raised $75 million.

Marketing

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Is the RPA market in trouble?

TechCrunch

OCTOBER 9, 2022

Automation Anywhere, one of the best-funded RPA providers with over $1 billion capital raised to date, went the debt route this week, securing a $200 million loan from Silicon Valley Bank, SVB Capital and Hercules Capital. Gartner predicts that while the RPA market will reach $2.9 Is the RPA market in trouble? Assuming the $2.9

Marketing

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Onboarding and automation: What fintechs can learn from big banks

TechCrunch

MAY 12, 2023

Michael Beckley Contributor Share on Twitter Michael Beckley is a co-founder and CTO of Appian , where he drives the technical vision for the company, leads product and solutions marketing teams, and oversees customer initiatives. Or, the UK’s Financial Conduct Authority fining GT Bank £7.8m for AML failures.

Fintech

Fintech Banking Compliance Enterprise

BNY Mellon banks on AI to improve master data

CIO

APRIL 28, 2023

Data about who owes how much to whom is at the core of any bank’s business. At Bank of New York Mellon, that focus on data shows up in the org chart too. Chief Data Officer Eric Hirschhorn reports directly to the bank’s CIO and head of engineering, Bridget Engle, who also oversees CIOs for each of the bank’s business lines.

Banking

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Beyond Bank CIO: Balancing tradition and innovation in the digital age

CIO

DECEMBER 3, 2024

Beyond Bank Australia is one of the largest customer-owned banks in Australia and one of the leading B Corps in the country. Beyond Bank has a real focus on customers who are the members and owners of the bank. Beyond Bank has a real focus on customers who are the members and owners of the bank.

Banking

Banking Innovation Technology Strategy

Nigeria’s Mono raises millions to power the internet economy in Africa

TechCrunch

MAY 24, 2021

In addition to having a little over a hundred businesses like Carbon, Aella Credit, Credpal, Renmoney, Autochek, and Inflow Finance access customers bank account for bank statements, identity data, and balances , Mono has also connected over 100,000 financial accounts for its partners and analysed over 66 million financial transactions so far.

Internet

Internet Fintech Banking Marketing

Should finance organizations bank on Generative AI?

CIO

SEPTEMBER 29, 2023

As I work with financial services and banking organizations around the world, one thing is clear: AI and generative AI are hot topics of conversation. In the finance and banking industry, however, organizations are seeking extra guidance on the best way forward. In short, yes. But it’s an evolution. billion by 2032.

Generative AI

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FlexID gets Algorand funding to offer self-sovereign IDs to Africa’s unbanked

TechCrunch

MAY 26, 2022

Startups like FlexID remind us that distributed ledger technology has the potential to play other roles, including offering trusted records of identities without the need for a centralized authority. More than 60% of adults in sub-Saharan Africa are unbanked, according to World Bank estimates for 2021. million in 2016. million in 2020.

Blockchain

Blockchain Banking Systems Review Technical Review

Silicon Valley Bank implodes, Apple launches a new music service, and ChatGPT goes enterprise

TechCrunch

MARCH 11, 2023

most read Silicon Valley Bank implodes: Silicon Valley Bank Financial, the publicly traded holding firm of Silicon Valley Bank (SVB), is in crisis. Venture firms advised portfolio companies to move money out of SVB after the bank said it would book a $1.8 Don’t miss it. Now on to WiR.

ChatGPT

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Customer centricity: How Mashreq Bank is placing its customers at the forefront of its operations.

CIO

FEBRUARY 5, 2024

Mohamed Salah Abdel Hamid Abdel Razek, Senior Executive Vice President and Group Head of Tech, Transformation & Information, Mashreq explains how the bank is integrating advanced technologies and expanding its digital footprint. This approach has significantly enhanced the customer banking experience.

Banking

Banking Artificial Inteligence Blockchain Compliance

5 ways GenAI is transforming financial planning for banks

CIO

NOVEMBER 26, 2024

McKinsey estimates that AI—and generative AI in particular— could contribute up to $340 billion annually to the global banking sector, accounting for approximately 4.7% Additionally, traditional processes are typically confined to predefined scenarios, limiting their ability to adapt to unexpected market conditions and changes.

Banking

Banking Generative AI Compliance Agile

Better.com’s public market debut was Miserable.com

TechCrunch

AUGUST 27, 2023

Better.com finally went public The biggest fintech news of the week centered around Better.com’s no good, very bad public market debut. But I’m not sure anyone expected it to be hovering at a share price that gave Better.com a market cap of just $19.14 To sum it up, digital mortgage lender Better.com made its public debut on August 24.

Marketing

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Ghanaian fintech Dash raises $32.8M seed to build connected wallets for Africans

TechCrunch

MARCH 7, 2022

They are responsible for communication between banks and fintechs to settle transactions for consumers and businesses swiftly. Telecoms and banks lead the majority of online financial transactions carried out in the region via mobile money wallets and bank accounts. It doesn’t aim to replace mobile money or banks.

Fintech

Fintech Banking Mobile Travel

SoftBank-backed Socar, South Korea’s largest car-sharing startup, tumbles on market debut

TechCrunch

AUGUST 22, 2022

Socar , South Korea’s largest car-sharing startup, tumbled in its Seoul stock market debut Monday even after pricing shares below the bottom end of a marketed range. Socar’s debut comes amid a sluggish period in the IPO market in South Korea that has prompted a series of Korean companies to delay their listing plans.

Marketing

Marketing Mobile B2B Transportation

Productfy raises $16M to build the ‘Shopify of embedded finance’

TechCrunch

OCTOBER 8, 2021

a banking-as-a-service (BaaS) platform that aims to build “DeFi for traditional finance,” has raised $16 million in a Series A round of funding led by CM Ventures. From a product architecture standpoint, Productfy has been built “from the ground up,” he said, to operate with multiple banking partners. Productfy Inc. ,

Technical Review

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Kenyan insurtech startup Pula raises $6M Series A to derisk smallholder farmers across Africa

TechCrunch

JANUARY 25, 2021

The round was led by Pan-African early-stage venture capital firm, TLcom Capital , with participation from nonprofit Women’s World Banking. Pula is solving this problem by using technology and data. So the startup instead partners with banks. Banks provide loans to farmers and make it compulsory for them to have insurance.

Insurance

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Nigeria’s SeamlessHR raises $10M to expand HR and payroll solutions across Africa

TechCrunch

JANUARY 12, 2022

But over time, it began to focus on bigger clients and signed up a bank as its first main enterprise customer. It’s a typical salary structure in markets such as the U.S. but rarely used in markets like Nigeria. “In The company said that its enterprise-grade solution caters to various companies.

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PawaPay raises $9M seed backed by MSA, 88mph and Mr Eazi’s Zagadat Capital

TechCrunch

AUGUST 26, 2021

Today, the company is announcing that it has closed $9 million in seed funding to scale its operational presence, recruit talent and expand into new markets. The company is led by CEO Nikolai Barnwell , betPawa’s former head of New Markets, Africa. Typically , they would be required to use a bank account or card.

Mobile

Mobile Banking Fintech Infrastructure

Six steps to creating a successful IT strategy: A guide for CIOs

CIO

OCTOBER 15, 2024

In today’s rapidly evolving technological landscape, the role of the CIO has transcended simply managing IT infrastructure to becoming a pivotal player in enabling business strategy. Understanding the company’s competitive position allows IT leaders to mindfully act to implement technology for competitive advantage.

Strategy

Strategy Weak Development Team Fractional CTO CTO Coach

Banks and lenders are still falling short of fully capitalizing on the AI revolution

CIO

SEPTEMBER 10, 2024

The artificial intelligence revolution is well underway, but how ready are banks and lenders to leverage the full breadth of these capabilities? And while some banks and lenders have made these integrations to varying degrees of success, others are struggling to fully embrace this next technological chapter. The jury is out.

Banking

Banking Artificial Inteligence Artificial Intelligence Study

Kuda raises $25M more led by Valar to become the neobank for ‘every African on the planet’

TechCrunch

MARCH 18, 2021

Challenger banks continue to make significant advances in attracting customers away from the big incumbents by providing more modern, user-friendly tools to manage their money. Nigeria’s Kuda raises $10M to be the mobile-first challenger bank for Africa. “We closed February at $2.2 ” Image Credits: Kuda.

Banking

Banking Mobile Fintech Marketing

Daily Crunch: Japanese marketing tech firm Geniee acquires Zelto for $70M

TechCrunch

MARCH 3, 2023

He called the deal “a remarkable turnaround” for Zelto, a company that has stared down a few near-death experiences, including cash flow and product market fit problems, during its 10-year-old life. Daily Crunch: Japanese marketing tech firm Geniee acquires Zelto for $70M by Christine Hall originally published on TechCrunch

Technical Review

Technical Review Marketing Software Review Report

Fintechs in Africa continue to overshadow all other startups in funding gained

TechCrunch

JANUARY 4, 2022

Fintechs dominated the fundraising, accounting for nearly $3 billion, or two thirds of all the investment realized by startups across the continent last year, a report by markets insights firm Briter Bridges shows. It is also poised for greater growth as the adoption of lending, digital payments, banking and insurance services grows. .

Fintech

Fintech Technical Review Mobile Software Review

Should your SaaS startup embrace a bottom-up GTM strategy?

TechCrunch

OCTOBER 28, 2020

David is passionate about open-source and infrastructure software and previously worked in the Technology Investment Banking Group at Morgan Stanley. Many of today’s most successful software companies, from Atlassian and Datadog to Zoom, subscribe to the bottom-up SaaS go-to-market model.

Strategy

Strategy Software Review Technical Review Open Source

Sequoia Heritage, Stripe and others invest $200M in African fintech Wave at $1.7B valuation

TechCrunch

SEPTEMBER 7, 2021

The mobile money market in sub-Saharan Africa is growing exponentially. But despite being one of the largest alternative financial infrastructures known globally, this represents only a fraction of the overall market. . Neobanking, based on mobile technology too, falls somewhere in the middle of the two). From Sendwave to Wave.

Fintech

Fintech Mobile Banking Marketing

Customer centricity: How Mashreq Bank is placing its customers at the forefront of its operations

CIO

NOVEMBER 26, 2024

Our primary goal has always been to innovate in ways that directly benefit our clients, ensuring that our products and processes, particularly in technology, are tailored to meet their evolving needs and daily demands. This approach has significantly enhanced the customer banking experience.

Banking

Banking Artificial Inteligence Blockchain Compliance

End-to-end operators are the next generation of consumer business

TechCrunch

JANUARY 22, 2021

All of these companies have recognized they can deliver more value to consumers by “owning” every aspect of the underlying product or service — from the bike to the workout content in Peloton’s case, or the bank account to the credit card in Chime’s case. Going after very large markets.

Real Estate

Real Estate Internet Mobile Banking

Cryptoys banks a16z funding to build NFTs for kids

TechCrunch

JUNE 23, 2022

The past several months haven’t been entirely kind to the NFT market — while transaction volume hasn’t stuttered too significantly, the dollar amount invested in the space has been in free fall as cryptocurrency prices have taken a historic dive. ” The NFT slump is real (really).

Blockchain

Blockchain Banking Games Windows

Regenerative agriculture is the next great ally in fight against climate change

TechCrunch

MARCH 11, 2021

It seems that every week a new agribusiness, consumer packaged goods company, bank, technology corporation, celebrity or Facebook friend announces support for regenerative agriculture. Today, offset markets get the majority of the attention. So how do we empower farmers in this carbon fight?

Transportation

Transportation Energy Innovation Big Data

Sudan’s first YC-backed startup is helping consumers protect and grow their wealth

TechCrunch

MARCH 8, 2022

The region happens to be one of the fastest-growing globally; nevertheless, over 200 million people in East Africa do not have access to a bank account or mobile money. Further market research highlighted that East Africa was the perfect place for the team to start. And more importantly, from Sudan.

Real Estate

Real Estate Banking Fintech Marketing

7 cloud market trends and how they will impact IT

CIO

OCTOBER 17, 2023

The cloud market has been a picture of maturity of late. The pecking order for cloud infrastructure has been relatively stable, with AWS at around 33% market share, Microsoft Azure second at 22%, and Google Cloud a distant third at 11%. Here are the top cloud market trends and how they are impacting CIO’s cloud strategies.

Trends

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Fintech predictions and opportunities for 2023

TechCrunch

JANUARY 2, 2023

Larger companies are more likely to cut back on internal innovation efforts and technology investments that are not core to the business. Lenders have to manage three big tailwinds in today’s market: Rising delinquency rates and charge-offs. As revenue growth slows down, cost savings and efficiency have become critical.

Fintech

Fintech SMB Banking Small Business

The hyperactive open banking market of Latin America: How the region is being APIfied

Nigerian fintech of the unbanked Bankly raises $2M led by Vault and Flutterwave

Webinars

Trending Sources

With open banking on the horizon, the fintech-SME love story is just beginning

Webinars

Banks bet on AI to deliver digital efficiencies

Paystand banks $50M to make B2B payments cashless and with no fees

This new banking app wants to help with the financial woes of retirement

Andreessen Horowitz backs ModernFi’s deposit marketplace for banks

Payments, lending and neobanks rule fintechs in emerging markets, report says

Solid banks $63M for easier deployment of embedded fintech products

Kenyan fintech Pezesha raises $11M backed by Women’s World Banking, Cardano parent IOG

The hamburger model is a winning go-to-market strategy

Banking giant Truist acquires fintech startup Long Game in effort to reach younger demographic

M-KOPA raises $75M as it clocks 2 million customers across four African markets

Is the RPA market in trouble?

Onboarding and automation: What fintechs can learn from big banks

BNY Mellon banks on AI to improve master data

Beyond Bank CIO: Balancing tradition and innovation in the digital age

Nigeria’s Mono raises millions to power the internet economy in Africa

Should finance organizations bank on Generative AI?

FlexID gets Algorand funding to offer self-sovereign IDs to Africa’s unbanked

Silicon Valley Bank implodes, Apple launches a new music service, and ChatGPT goes enterprise

Customer centricity: How Mashreq Bank is placing its customers at the forefront of its operations.

5 ways GenAI is transforming financial planning for banks

Better.com’s public market debut was Miserable.com

Ghanaian fintech Dash raises $32.8M seed to build connected wallets for Africans

SoftBank-backed Socar, South Korea’s largest car-sharing startup, tumbles on market debut

Productfy raises $16M to build the ‘Shopify of embedded finance’

Kenyan insurtech startup Pula raises $6M Series A to derisk smallholder farmers across Africa

Nigeria’s SeamlessHR raises $10M to expand HR and payroll solutions across Africa

PawaPay raises $9M seed backed by MSA, 88mph and Mr Eazi’s Zagadat Capital

Six steps to creating a successful IT strategy: A guide for CIOs

Banks and lenders are still falling short of fully capitalizing on the AI revolution

Kuda raises $25M more led by Valar to become the neobank for ‘every African on the planet’

Daily Crunch: Japanese marketing tech firm Geniee acquires Zelto for $70M

Fintechs in Africa continue to overshadow all other startups in funding gained

Should your SaaS startup embrace a bottom-up GTM strategy?

Sequoia Heritage, Stripe and others invest $200M in African fintech Wave at $1.7B valuation

Customer centricity: How Mashreq Bank is placing its customers at the forefront of its operations

End-to-end operators are the next generation of consumer business

Cryptoys banks a16z funding to build NFTs for kids

Regenerative agriculture is the next great ally in fight against climate change

Sudan’s first YC-backed startup is helping consumers protect and grow their wealth

7 cloud market trends and how they will impact IT

Fintech predictions and opportunities for 2023

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