TechCrunch

MARCH 17, 2023

Full TechCrunch+ articles are only available to members Use discount code TCPLUSROUNDUP to save 20% off a one- or two-year subscription Before Silicon Valley Bank crashed, I asked seven VCs about the startups they’re interested in backing right now, how they prefer to be approached and whether they could share any tips for first-time founders.

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Budget Biotech Artificial Inteligence Banking 230

TechCrunch

OCTOBER 18, 2022

Nexta , an Egyptian startup that plans to launch its banking app in the coming months, has secured a $3 million investment from eFinance Group, a state-owned provider of digital payments solutions. Founded by Ahmed Hisham in 2021, Nexta wants to disrupt the Egyptian fintech scene with its “next-generation banking” app and card.

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Banking Fintech Groups Budget 236

TechCrunch

MARCH 10, 2023

Hi, Crunchers, Today, there’s only one story on everyone’s lips: The sudden and dramatic collapse of Silicon Valley Bank (SVB), the 40-year-old Silicon Valley institution. With $209 billion of assets under management at the time of its failure, it’s the second-largest bank failure in U.S.

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Banking B2B Report Hardware 246

TechCrunch

FEBRUARY 24, 2022

And that means that Finary isn’t restricted to bank accounts. Finary wants to build a private bank from scratch with a different set of founding principles. Finary wants to build a private bank from scratch with a different set of founding principles. Aggregating data was just the first step. But that’s not all.

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Banking Real Estate Budget Education 204

CIO

APRIL 21, 2025

Rising IT infrastructure prices could balloon budgets and force CIOs to delay or prioritize the most important projects, says Mark Moccia, a vice president and research director at Forrester. This includes curbing what the bank had dubbed the year of cloud, a strategic initiative that involved several planned platform migrations to the cloud.

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Technical Review Systems Review Budget Banking 124

TechCrunch

MARCH 10, 2023

I write this twice-weekly newsletter on a tight deadline, so when I saw a press release that started with “Silicon Valley Bank, Santa Clara, California, was closed today,” I realized I might need to pivot. ” Silicon Valley’s favorite bank just failed. Will those customers ever be made whole? Sit with that.

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B2B Fintech Banking Survey 229

Hacker Earth Developers Blog

DECEMBER 26, 2018

Banks have always been custodian of customer data, but they lack the technological and analytical capability to derive value from the data. Whether it is a bank, non-bank, or fintech, competing in the banking revolution comes down to how efficiently the available data can be used to solve business challenges and better serve the customers.

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Artificial Inteligence Machine Learning Banking Analytics 202

CIO

APRIL 28, 2023

Data about who owes how much to whom is at the core of any bank’s business. At Bank of New York Mellon, that focus on data shows up in the org chart too. Chief Data Officer Eric Hirschhorn reports directly to the bank’s CIO and head of engineering, Bridget Engle, who also oversees CIOs for each of the bank’s business lines.

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Banking Data Artificial Inteligence Artificial Intelligence 212

CIO

SEPTEMBER 29, 2023

As I work with financial services and banking organizations around the world, one thing is clear: AI and generative AI are hot topics of conversation. In the finance and banking industry, however, organizations are seeking extra guidance on the best way forward. In short, yes. But it’s an evolution. Automation.

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Generative AI Banking Artificial Inteligence Organization 200

CIO

JANUARY 26, 2023

IT leaders seeking to drive enterprise growth through technology investments are often saddled with budgets that make their tasks of increasing the top and bottom lines challenging. Despite an estimated increase to IT budgets of 5.1% The year 2023 seems to be no different.

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Budget Fractional CTO Off-The-Shelf Tourism 207

CIO

APRIL 29, 2025

The agent bandwagon Theres a lot of agent-washing in the IT industry right now, says Chris Shayan, head of AI at Backbase, a banking software vendor. For example, the banking industry has begun to implement AI agents that can detect unusual transaction patterns and take appropriate action without constant human supervision, he says.

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Artificial Inteligence Generative AI Banking Industry 204

Dion Hinchcliffe's Web 2.0 Blog

MAY 4, 2025

If you're into gadgets that are both practical and budget-friendly, these picks deliver great value and make perfect gifts without breaking the bank.

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Budget Banking 115

Dion Hinchcliffe's Web 2.0 Blog

MAY 5, 2025

The latest phone from Nuu is a well-designed device that won't break the bank. A week of testing revealed the truths of the budget market to me.

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Budget Banking Testing Marketing 99

TechCrunch

NOVEMBER 14, 2022

According to consultant Grant Easterbrook, fintech startups that hope to succeed over the next few years must be prepared to go up against: Major banks and financial service providers with loyalty programs and “super apps.” ” Banking, invoicing, lending, payments, accounting packaged as “embedded financial products.”

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Budget Fintech Comparison Software Review 236

TechCrunch

MARCH 7, 2023

Compliance Financial compliance spending reportedly topped $274 billion in 2022 , up from $214 billion two years previous, and can account for more than 5% of institutions’ annual budgets. Droit, a regulatory compliance platform used by major banks, raises $23M by Paul Sawers originally published on TechCrunch

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Compliance Banking Government Budget 184

TechCrunch

MAY 26, 2021

The relationships between banks and fintechs are multi-faceted. Well, today, an announcement by global payments giant Visa is aimed at helping facilitate banks and fintechs’ ability to work together. So literally over $100 billion is going into fintech, which is more than the combined tech budgets of every bank in the U.S.

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Fintech Banking B2B Programming 292

CIO

SEPTEMBER 10, 2024

The artificial intelligence revolution is well underway, but how ready are banks and lenders to leverage the full breadth of these capabilities? And while some banks and lenders have made these integrations to varying degrees of success, others are struggling to fully embrace this next technological chapter. The jury is out.

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Banking Artificial Inteligence Artificial Intelligence Study 167

Newgen Software

APRIL 15, 2025

You sit up, mind already spiralling: Do I call the bank now? Its not a humanits your banks AI-powered virtual assistant. This is the power of AI agents in actionredefining what customer experience looks like in modern banking. The Challenge: Why Banking Needs AI Agents With rapid innovation comes rising customer expectations.

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Banking Scalability Fintech Machine Learning 52

TechCrunch

FEBRUARY 28, 2022

When you first open a Payhawk account, you get a dedicated IBAN and you can upload money from your existing bank account. The startup lets you set up rules, budgets and an approval workflow. Similarly, you can pay for bills with outgoing bank transfers from your Payhawk account. Sometimes, it’s not possible to pay with a card.

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B2B Budget Banking Virtualization 289

Kaseya

JANUARY 7, 2022

Managing a business without a budget is like navigating a maze without a map. So, if you want your business to succeed and grow, you must not only design a practical budget but also execute it intelligently. Here are some of the best budgeting tips and lessons you can use to get the most out of your finances this year.

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Small Business Budget Resources Technical Review 128

CIO

APRIL 15, 2025

Moreover, even as CIOs spend more on cloud services than they have budgeted for, they seem to believe operating workloads on premises would be even more expensive, Sellers says. Businesses like banks that depend heavily on mobile apps are particularly vulnerable, Durkin says. Then, finance comes back a month later with a beating stick.

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Cloud Budget Survey Education 133

TechCrunch

JUNE 9, 2021

For existing businesses, these are the issues they face and getting credit in terms of working capital is extremely difficult if you’re dealing with banks. . We needed credit this time and proceeded to get an overdraft from a long-term partner bank where we had transacted more than $100,000. Would you say there are differences?

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Banking Technical Review Fintech Media 348

TechCrunch

MARCH 18, 2021

Challenger banks continue to make significant advances in attracting customers away from the big incumbents by providing more modern, user-friendly tools to manage their money. Nigeria’s Kuda raises $10M to be the mobile-first challenger bank for Africa. “We closed February at $2.2 ” Image Credits: Kuda.

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Banking Mobile Fintech Marketing 317

TechCrunch

APRIL 20, 2021

Community banks and credit unions aim to be the heart of the, well, communities, they serve. But without the big budgets of larger institutions, keeping up technology-wise can be a challenge. And not only are they competing with legacy players, there is also a slew of digital banks that have emerged in recent years, as well.

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Fintech Banking Software Review Technical Review 240

Crunchbase News

DECEMBER 17, 2024

For instance, Revolut has introduced AI-enabled budgeting tools, but these mostly categorize expenses instead of adapting dynamically to complex spending behaviors. Katherine Maslova , chief business development officer and founding member of Bourgeois Bohme (BoBo) , has more than 15 years of experience in traditional banking and fintech.

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Fintech Technical Review Banking Sustainability 102

TechCrunch

JUNE 22, 2021

The new funding was led by Alkeon Capital, an American investment firm, and included participation from new investors like Korea Development Bank, and returning backers Altos Ventures and Greyhound Capital. Toss Bank will be able to offer better rates because its risk-scoring model leverages data from its millions of users.

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Banking Development Fintech Software Review 252

TechCrunch

APRIL 19, 2021

After signing up, customers get their own banking details with a dedicated IBAN. You can connect with your existing bank account, load funds to your Payhawk account and start using it in multiple ways. Up next, Payhawk plans to launch credit cards, more currencies and tighter integration with corporate bank accounts.

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Fintech Banking Budget Virtualization 255

TechCrunch

JANUARY 17, 2022

We needed credit and proceeded to get an overdraft from a long-term partner bank where we had transacted more than $100,000. But the bank wanted us to deposit 100% collateral in cash before they could give the overdraft,” the two-time YC founder told TechCrunch in a June interview. “I

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Fintech Small Business Retail Banking 363

TechCrunch

MAY 18, 2021

The company lets you aggregate all your accounts across various banks and financial institutions so that you can track your wealth comprehensively over time. When you create a Finary account, you can connect it with all your other accounts — bank accounts, brokerage accounts, mortgage and real estate, gold, cryptocurrencies, etc.

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Real Estate Banking Budget Virtualization 256

TechCrunch

JANUARY 17, 2022

Spendesk customers can order physical cards for employees, team members can use the platform to pay outstanding invoices, file expense reports, manage budgets and generate spending reports. You can define team budgets, set up complicated approval workflows for expensive payments, automate some pesky tasks, such as VAT extraction. “We

Banking 239

Banking Fintech Budget Culture 239

N2Growth Blog

NOVEMBER 5, 2024

For example, DBS Bank undertook a comprehensive digital transformation to reach a new generation of tech-savvy customers. Overcoming Challenges in the Path of Digital Transformation Embarking on digital transformation presents challenges, including technological complexities, skill gaps, resistance to change, and budget constraints.

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Culture Artificial Inteligence Artificial Intelligence Strategic Planning 161

TechCrunch

MARCH 2, 2022

At some point, we wanted to issue cards and worked with one of the local banks in Nigeria,” said CEO Bakori. They got to print up to 1,000 cards, but it took a lot of time and none of them functioned because the bank wasn’t able to provide any APIs for us to either manage the cards or even control the usage of those cards.

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Fintech Banking Technical Review Virtualization 246

CIO

MAY 5, 2025

CIO.com The CIO role is expanding significantly in terms of helping the organization understand not just AI strategy, but AI as business strategy, says Vikram Nafde, executive vice president and CIO at Webster Bank. They are also leading the charge educating the board and making sure everyone understands what this all means.

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Generative AI Strategy Survey Artificial Inteligence 160

TechCrunch

NOVEMBER 22, 2021

They can connect this Payhawk account to their existing bank account to load and withdraw funds. Customes can issue virtual and physical cards for employees with a set rules, such as a team budget or an approval workflow. Customers get their own account with a dedicated IBAN.

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Banking Budget Metrics Virtualization 249

TechCrunch

SEPTEMBER 20, 2021

The investment will help the startup “further strengthen its presence in the business banking space,” it said. “At Razorpay, we want to make further strides on the idea of investing in India’s digital future and building an intelligent payment and banking infrastructure for the new-world.

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Fintech Banking Hotels Small Business 262

CIO

MARCH 16, 2025

The emergence of super-apps offers a unique opportunity for leaders in banking and payments to innovate and expand their reach. Financial institutions can tap into new demographics, prioritizing convenience and seamless banking application experiences. This can strain development teams and budgets.

Mobile 99

Mobile Banking Scalability Compliance 99

TechCrunch

JULY 13, 2022

The company is similar to challenger banks like Brazil’s Nubank and UK company Monzo, but its key differentiator (in terms of functionalities) is that it does not just focus on individuals but also offers joint accounts for couples. In Japan, banks do not offer joint accounts for couples.

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Banking Fintech Insurance Budget 236